Notes from the ledger.

Plain-language explainers on deadlines, rate changes, and the filing mistakes we see most often.

Aug 2026
PAYEDeadlines

The 15th isn't a suggestion: what happens when PAYE is late

URA penalties for late PAYE compound faster than most employers expect. Here's the actual cost of missing the deadline by a week versus a month, and how to set up a filing calendar that makes it a non-issue.

Jul 2026
VAT

VAT-inclusive vs exclusive pricing: a two-minute explainer

If your receipts and your invoices disagree on whether VAT is already included, your return will too. A simple framework for pricing consistently across both.

Jul 2026
NSSFSME

Voluntary NSSF for the self-employed: worth it or not?

For sole proprietors and freelancers, NSSF contributions aren't mandatory — but the numbers on long-term saving tell a more interesting story than "not required."

Jun 2026
Compliance

What to actually do when a URA audit letter arrives

The first 48 hours matter most. What to gather, who to loop in, and the two most common mistakes businesses make when responding.

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